:root{
  --asphalt:#1E2A2F;
  --asphalt-2:#2B3A40;
  --line:#F2C230;
  --paper:#F6F7F4;
  --surface:#FFFFFF;
  --steel:#2F6485;
  --steel-soft:#E3EDF3;
  --risk:#B83A2B;
  --risk-soft:#F8E6E3;
  --ok:#2E7D4F;
  --ok-soft:#E3F2E8;
  --ink:#1B2226;
  --muted:#56636A;
  --rule:#D8DDDA;
  --display:"Archivo", "Arial Narrow", "Helvetica Neue", Arial, sans-serif;
  --body:"Source Serif 4", Georgia, "Times New Roman", serif;
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --paper:#141C1F; --surface:#1B2529; --ink:#E7ECEA; --muted:#A3B0B5;
    --rule:#33434A; --steel:#7FB3D5; --steel-soft:#1F3440; --risk:#F08A7C; --risk-soft:#3A2220;
    --ok:#7ACB98; --ok-soft:#1C3326;
  }
}
:root[data-theme="dark"]{
  --paper:#141C1F; --surface:#1B2529; --ink:#E7ECEA; --muted:#A3B0B5;
  --rule:#33434A; --steel:#7FB3D5; --steel-soft:#1F3440; --risk:#F08A7C; --risk-soft:#3A2220;
  --ok:#7ACB98; --ok-soft:#1C3326;
}
*,*::before,*::after{box-sizing:inherit}
html{scroll-padding-top:calc(env(safe-area-inset-top,0px) + 72px);scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.7}
img,svg{max-width:100%;height:auto}
a{color:var(--steel);text-underline-offset:3px}
a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--line);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--display);line-height:1.15;letter-spacing:-.01em;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,5.2vw,3.6rem);font-weight:800;font-stretch:88%}
h2{font-size:clamp(1.6rem,3.4vw,2.35rem);font-weight:750;font-stretch:92%}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1140px;margin:0 auto;padding:0 1.25rem}
.prose{max-width:68ch}
.skip{position:absolute;left:-999px}
.skip:focus{left:1rem;top:1rem;background:var(--line);color:#1B2226;padding:.5rem 1rem;z-index:99}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:var(--asphalt);color:#fff;padding-top:env(safe-area-inset-top,0px)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:64px}
.brand{display:flex;align-items:center;gap:.6rem;color:#fff;text-decoration:none;font-family:var(--display);font-weight:800;font-stretch:90%;font-size:1.1rem}
.nav{display:flex;gap:1.3rem;font-family:var(--display);font-size:.95rem;margin-left:auto}
.header-actions{display:flex;align-items:center;gap:.7rem}
.apply-btn{background:var(--line);color:#1B2226;font-family:var(--display);font-weight:700;font-size:.95rem;text-decoration:none;padding:.55rem 1.05rem;border-radius:8px;white-space:nowrap}
.apply-btn:hover{background:#FFD65A}
.nav a{color:#DCE3E5;text-decoration:none}
.nav a:hover{color:var(--line)}
.menu-btn{display:none;background:none;border:1px solid #4A5B61;color:#fff;border-radius:6px;padding:.4rem .7rem;font-family:var(--display)}
@media (max-width:900px){
  .nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;background:var(--asphalt);padding:1rem 1.25rem 1.4rem;gap:.9rem}
  .nav.open{display:flex}
  .menu-btn{display:block}
}

.notice{background:var(--asphalt-2);color:#C9D3D6;font-size:.88rem;font-family:var(--display)}
.notice .wrap{padding-top:.55rem;padding-bottom:.55rem}
.notice strong{color:var(--line)}

/* hero */
.hero{background:var(--asphalt);color:#fff;padding:3.5rem 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:2.5rem;align-items:center}
.hero p.lede{font-size:1.2rem;color:#D3DBDD;max-width:52ch}
.hero .meta{font-family:var(--display);font-size:.9rem;color:#9FB0B5;margin-bottom:1.2rem}
.btns{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.6rem 0 0}
.btn{display:inline-block;font-family:var(--display);font-weight:700;padding:.8rem 1.25rem;border-radius:8px;text-decoration:none}
.btn-primary{background:var(--line);color:#1B2226}
.btn-ghost{border:1.5px solid #5B6D73;color:#fff}
.road{display:block;width:100%;height:auto;margin-top:2.5rem}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}}

/* facts */
section{padding:4.5rem 0}
.facts{background:var(--surface);border-bottom:1px solid var(--rule)}
.fact-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:10px;overflow:hidden}
.fact{padding:1.3rem 1.2rem;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.fact:nth-child(4n){border-right:none}
.fact dt{font-family:var(--display);font-size:.9rem;color:var(--muted)}
.fact dd{margin:.25rem 0 0;font-family:var(--display);font-size:1.45rem;font-weight:750;font-stretch:90%}
.fact dd small{display:block;font-size:.85rem;font-weight:400;color:var(--muted);font-family:var(--body)}
@media (max-width:860px){.fact-grid{grid-template-columns:repeat(2,1fr)}.fact:nth-child(4n){border-right:1px solid var(--rule)}.fact:nth-child(2n){border-right:none}}
.source-note{font-size:.88rem;color:var(--muted);margin-top:1rem}

/* steps */
.steps{list-style:none;padding:0;margin:2rem 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;counter-reset:s}
.steps li{position:relative;padding-top:1rem}
.steps li::before{counter-increment:s;content:counter(s);font-family:var(--display);font-weight:800;font-size:1rem;display:grid;place-items:center;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--line);color:#1B2226;position:absolute;top:1.7rem;left:.7rem;z-index:1;box-shadow:0 0 0 3px var(--surface)}
.step-photo{margin:0 0 1rem;border-radius:10px;overflow:hidden;aspect-ratio:4/3;background:var(--rule)}
.step-photo img{display:block;width:100%;height:100%;object-fit:cover}
.steps p{font-size:.98rem;color:var(--muted)}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* compare */
.alt{background:var(--surface);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.table-scroll{overflow-x:auto;margin-top:1.5rem;border:1px solid var(--rule);border-radius:10px}
table{border-collapse:collapse;width:100%;min-width:680px;font-size:.98rem}
th,td{text-align:left;padding:.9rem 1rem;border-bottom:1px solid var(--rule);vertical-align:top}
thead th{font-family:var(--display);background:var(--asphalt);color:#fff;font-weight:700}
tbody th{font-family:var(--display);font-weight:600;color:var(--muted);width:22%}
td.hl{background:var(--steel-soft)}
tr:last-child th,tr:last-child td{border-bottom:none}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.pc{border-radius:10px;padding:1.5rem}
.pc.pro{background:var(--ok-soft)}
.pc.con{background:var(--risk-soft)}
.pc h3{display:flex;align-items:center;gap:.5rem}
.pc ul{margin:0;padding-left:1.2rem}
.pc li{margin-bottom:.55rem}

/* risk callout */
.risk{border-left:5px solid var(--risk);background:var(--risk-soft);padding:1.3rem 1.5rem;border-radius:0 10px 10px 0;margin:2rem 0}
.risk h3{color:var(--risk)}

/* calculator */
.calc{background:var(--asphalt);color:#fff}
.calc h2{color:#fff}
.calc p{color:#C9D3D6}
.calc-box{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin-top:1.5rem;background:var(--asphalt-2);border-radius:12px;padding:1.8rem}
@media (max-width:760px){.calc-box{grid-template-columns:1fr}}
.field{margin-bottom:1.3rem}
.field label{display:flex;justify-content:space-between;font-family:var(--display);font-weight:600;margin-bottom:.4rem}
.field output{color:var(--line)}
input[type=range]{width:100%;accent-color:var(--line)}
.result{font-family:var(--display)}
.result .big{font-size:clamp(2.2rem,5vw,3rem);font-weight:800;font-stretch:88%;color:var(--line);line-height:1.1}
.result dl{display:grid;grid-template-columns:1fr auto;gap:.5rem 1rem;margin:1.2rem 0 0}
.result dt{color:#AFBDC1}
.result dd{margin:0;font-weight:700;text-align:right}
.bar{height:14px;border-radius:7px;background:#3D4E55;overflow:hidden;display:flex;margin-top:1.2rem}
.bar span{display:block;height:100%}
.legend{display:flex;gap:1.2rem;font-size:.85rem;color:#AFBDC1;margin-top:.5rem;font-family:var(--display)}
.legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:.35rem;vertical-align:middle}
.warn{color:#FFB4A8;font-weight:600}

/* checklist */
.check{list-style:none;padding:0;margin:1.2rem 0 0}
.check li{padding-left:2rem;position:relative;margin-bottom:.8rem}
.check li::before{content:"";position:absolute;left:0;top:.35em;width:1.1rem;height:1.1rem;border-radius:4px;background:#2E7D4F url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3 3 7-7' stroke='white' stroke-width='2.4' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") center/80% no-repeat}

/* guides */
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:1.8rem}
.guide{display:block;padding:1.4rem;border:1px solid var(--rule);border-radius:10px;background:var(--surface);text-decoration:none;color:var(--ink)}
.guide:hover{border-color:var(--steel)}
.guide h3{color:var(--steel);margin-bottom:.35rem}
.guide p{font-size:.95rem;color:var(--muted);margin:0}
@media (max-width:860px){.guides{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.guides{grid-template-columns:1fr}}

/* faq */
details{border-bottom:1px solid var(--rule);padding:1rem 0}
summary{cursor:pointer;font-family:var(--display);font-weight:700;font-size:1.1rem;list-style:none;display:flex;justify-content:space-between;gap:1rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--steel)}
details[open] summary::after{content:"–"}
details p{margin:.8rem 0 0;color:var(--muted)}

/* footer */
footer{background:var(--asphalt);color:#AFBDC1;padding:3rem 0 2rem;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}
footer h3{color:#fff;font-size:1rem}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:.4rem}
footer a{color:#DCE3E5;text-decoration:none}
footer a:hover{color:var(--line)}
footer .legal{border-top:1px solid #3D4E55;margin-top:2rem;padding-top:1.5rem;font-size:.85rem}
@media (max-width:760px){footer .cols{grid-template-columns:1fr}}

/* ---- shared additions ---- */
.header-actions{display:flex;align-items:center;gap:.7rem}
.apply-btn{background:var(--line);color:#1B2226;font-family:var(--display);font-weight:700;font-size:.95rem;text-decoration:none;padding:.55rem 1.05rem;border-radius:8px;white-space:nowrap}
.apply-btn:hover{background:#FFD65A}
.nav{margin-left:auto}
.notice a{color:#fff}
.byline{display:flex;align-items:center;gap:.8rem;margin:0 0 1.2rem;font-family:var(--display);font-size:.9rem;color:#9FB0B5}
.byline img{width:40px;height:40px;border-radius:50%;background:#3D4E55}
.byline a{color:#DCE3E5}

/* at a glance */
.glance{display:grid;grid-template-columns:1.7fr 1fr;gap:1.25rem;margin-top:1.8rem}
.glance-main{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}
.hl-tile{background:var(--paper);border:1px solid var(--rule);border-radius:14px;padding:1.4rem 1.5rem;display:flex;flex-direction:column}
.hl-tile p{margin:0}
.hl-label{font-family:var(--display);font-size:.9rem;font-weight:600;color:var(--muted)}
.hl-value{font-family:var(--display);font-weight:800;font-stretch:86%;font-size:clamp(1.7rem,3vw,2.2rem);line-height:1.1;margin:.3rem 0 1rem!important;letter-spacing:-.01em}
.hl-note{font-size:.93rem;color:var(--muted);margin-top:auto!important;padding-top:.7rem}
.range{position:relative;height:8px;border-radius:4px;background:var(--rule)}
.range-fill{position:absolute;top:0;bottom:0;border-radius:4px;background:var(--steel)}
.range-mark{position:absolute;top:-4px;width:3px;height:16px;border-radius:2px;background:var(--line);transform:translateX(-50%)}
.range-scale{display:flex;justify-content:space-between;font-family:var(--display);font-size:.75rem;color:var(--muted);margin-top:.35rem}
.hl-accent{background:var(--line);border-color:var(--line);color:#1B2226}
.hl-accent .hl-label,.hl-accent .hl-note{color:#3E3510}
.hl-accent .hl-value{font-size:clamp(3rem,6vw,4.2rem)}
.glance-side{background:var(--paper);border:1px solid var(--rule);border-radius:14px;padding:1.4rem 1.5rem}
.glance-side h3{font-size:1rem;margin-bottom:.6rem}
.fee-list{margin:0}
.fee-list div{display:flex;justify-content:space-between;gap:1rem;padding:.75rem 0;border-bottom:1px solid var(--rule)}
.fee-list div:last-child{border-bottom:none;padding-bottom:0}
.fee-list dt{color:var(--muted);font-size:.97rem}
.fee-list dd{margin:0;font-family:var(--display);font-weight:700;text-align:right}
.trust{list-style:none;padding:0;margin:1.25rem 0 0;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:14px;overflow:hidden}
.trust li{display:flex;align-items:center;gap:.8rem;padding:1rem 1.2rem;border-right:1px solid var(--rule)}
.trust li:last-child{border-right:none}
.trust svg{flex:none;color:var(--steel)}
.trust span{font-size:.88rem;color:var(--muted);line-height:1.35}
.trust strong{display:block;font-family:var(--display);font-size:.98rem;color:var(--ink)}
@media (max-width:980px){.glance{grid-template-columns:1fr}.trust{grid-template-columns:1fr 1fr}.trust li:nth-child(2){border-right:none}.trust li:nth-child(-n+2){border-bottom:1px solid var(--rule)}}
@media (max-width:560px){.glance-main{grid-template-columns:1fr}.trust{grid-template-columns:1fr}.trust li{border-right:none;border-bottom:1px solid var(--rule)}.trust li:last-child{border-bottom:none}}

/* toc */
.toc{margin-top:2.2rem;display:flex;flex-wrap:wrap;align-items:baseline;gap:.6rem 1rem}
.toc h2{font-size:1rem;font-weight:700;color:var(--muted);margin:0;flex:none}
.toc ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem}
.toc a{display:inline-block;font-family:var(--display);font-size:.92rem;font-weight:600;text-decoration:none;color:var(--ink);background:var(--paper);border:1px solid var(--rule);border-radius:999px;padding:.38rem .85rem;transition:background .15s,border-color .15s,color .15s}
.toc a:hover{border-color:var(--steel);color:var(--steel);background:var(--steel-soft)}

/* state map */
.map-wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:2.5rem;align-items:center;margin-top:1.5rem}
@media (max-width:860px){.map-wrap{grid-template-columns:1fr}}
.map-legend{display:flex;gap:1.2rem;font-family:var(--display);font-size:.9rem;color:var(--muted);margin-top:.6rem}
.map-legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:.35rem;vertical-align:-1px}

/* timeline */
.timeline{list-style:none;margin:2rem 0 0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:15px;top:8px;bottom:8px;width:3px;background:linear-gradient(var(--line),var(--risk))}
.timeline li{position:relative;padding:0 0 1.6rem 3.2rem}
.timeline .dot{position:absolute;left:0;top:0;width:33px;height:33px;border-radius:50%;display:grid;place-items:center;font-family:var(--display);font-weight:800;font-size:.9rem;color:#1B2226;background:var(--line)}
.timeline li:nth-child(3) .dot{background:#E8894A}
.timeline li:nth-child(4) .dot{background:var(--risk);color:#fff}
.timeline h3{margin-bottom:.25rem}
.timeline p{color:var(--muted);margin:0}
.ok-box{border-left:5px solid var(--ok);background:var(--ok-soft);padding:1.2rem 1.5rem;border-radius:0 10px 10px 0}

/* tips */
.tips{display:grid;grid-template-columns:repeat(3,1fr);gap:1.8rem 2rem;margin-top:1.8rem}
.tips div{border-top:3px solid var(--line);padding-top:1rem}
.tips p{color:var(--muted);font-size:.98rem;margin:0}
@media (max-width:860px){.tips{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.tips{grid-template-columns:1fr}}

/* sources + author */
.sources ol{padding-left:1.3rem;font-size:.95rem}
.sources li{margin-bottom:.5rem}
.author-box{display:grid;grid-template-columns:auto 1fr;gap:1.2rem;align-items:start;border:1px solid var(--rule);border-radius:12px;padding:1.5rem;background:var(--surface);margin-top:2rem}
.author-box .avatar{width:72px;height:72px;border-radius:50%;background:var(--steel-soft);display:grid;place-items:center}
.author-box h3{margin-bottom:.2rem}
.author-box .role{font-family:var(--display);font-size:.9rem;color:var(--muted);margin-bottom:.6rem}
.author-box p{font-size:.97rem;margin-bottom:.4rem}

/* cta band */
.cta-band{background:var(--line);color:#1B2226;padding:3rem 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:1.5rem;align-items:center;justify-content:space-between}
.cta-band h2{margin:0 0 .3rem;color:#1B2226}
.cta-band p{margin:0;max-width:60ch}
.btn-dark{background:#1E2A2F;color:#fff}
.cta-band small{display:block;margin-top:.5rem;font-size:.85rem;opacity:.8}

/* inner pages */
.page-hero{background:var(--asphalt);color:#fff;padding:3rem 0 2.5rem}
.page-hero p{color:#C9D3D6;max-width:62ch;font-size:1.1rem}
.crumbs{font-family:var(--display);font-size:.88rem;color:#9FB0B5;margin-bottom:1rem}
.crumbs a{color:#DCE3E5}
.page-body{padding:3.5rem 0}
.page-body h2{margin-top:2.2rem;font-size:1.6rem}
.page-body h2:first-child{margin-top:0}
.page-body ul{padding-left:1.3rem}
.page-body li{margin-bottom:.4rem}
.placeholder{background:#FFF3C4;color:#1B2226;padding:0 .3rem;border-radius:3px}
.contact-card{border:1px solid var(--rule);border-radius:12px;padding:1.5rem;background:var(--surface);margin:1.5rem 0}
.big-404{font-family:var(--display);font-weight:800;font-stretch:80%;font-size:clamp(5rem,18vw,10rem);line-height:1;color:var(--line);margin:0}
.timeline li:last-child{padding-bottom:0}
.brand{white-space:nowrap}
@media (max-width:420px){
  .brand{font-size:1rem;gap:.45rem}
  .brand svg{width:26px;height:26px}
  .apply-btn{padding:.5rem .75rem;font-size:.9rem}
  .menu-btn{padding:.4rem .55rem}
  .site-header .wrap{gap:.5rem}
}

/* footer guide column */
footer .cols{grid-template-columns:1.3fr 2fr 1fr 1fr}
.foot-toc ul{columns:2;column-gap:1.5rem}
.foot-toc li{break-inside:avoid}
@media (max-width:980px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){footer .cols{grid-template-columns:1fr}.foot-toc ul{columns:1}}

/* compact notice */
.notice{font-size:.8rem;background:var(--asphalt);border-top:1px solid #33434A;border-bottom:1px solid #33434A}
.notice .wrap{display:block;padding-top:.4rem;padding-bottom:.4rem;color:#9FB0B5;line-height:1.5}
.notice svg{color:#9FB0B5;vertical-align:-2px;margin-right:.35rem}
.notice a{color:#DCE3E5;text-decoration:underline;text-underline-offset:2px}
.notice a:hover{color:var(--line)}

/* byline v2 */
.byline{display:flex;align-items:center;flex-wrap:wrap;gap:.75rem 1rem;margin:0 0 1.6rem;font-family:var(--display)}
.avatars{display:flex}
.av{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:.95rem;border:2px solid var(--asphalt)}
.av-a{background:var(--line);color:#1B2226}
.av-r{background:#7FB3D5;color:#1B2226;margin-left:-12px}
.byline-text p{margin:0;line-height:1.35}
.byline-names{font-size:.95rem;color:#fff;font-weight:600}
.byline-sub{font-size:.85rem;color:#9FB0B5}
.byline a{color:inherit;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.3)}
.byline a:hover{color:var(--line);border-color:var(--line)}
.checked{display:inline-flex;align-items:center;gap:.4rem;font-size:.82rem;font-weight:600;color:#7ACB98;background:rgba(122,203,152,.12);border:1px solid rgba(122,203,152,.3);border-radius:999px;padding:.3rem .7rem .3rem .45rem}
.checked time{color:#C9D3D6;font-weight:500}

/* hero v2 with form */
.hero{padding:3rem 0 0}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);grid-template-areas:"text form" "art form";gap:1.5rem 3rem;align-items:start}
.hero-text{grid-area:text}
.hero-art{grid-area:art;align-self:end;max-width:520px}
.hero-art svg{display:block;width:100%;height:auto}
.hero .lede{margin-bottom:0}
.hero-links{display:flex;flex-wrap:wrap;gap:1.4rem;margin-top:1.3rem;font-family:var(--display);font-weight:600}
.hero-links a{color:var(--line);text-decoration:none;border-bottom:2px solid rgba(242,194,48,.35);padding-bottom:1px}
.hero-links a:hover{border-color:var(--line)}
.form-card{grid-area:form;background:#fff;color:#1B2226;border-radius:18px;overflow:hidden;box-shadow:0 24px 60px -20px rgba(0,0,0,.55),0 0 0 1px rgba(255,255,255,.06);position:relative}
.form-card::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;background:repeating-linear-gradient(90deg,#F2C230 0 38px,transparent 38px 56px)}
.form-card-head{background:#FFF6D6;padding:1.7rem 1.6rem 1.3rem}
.form-eyebrow{display:inline-flex;align-items:center;gap:.45rem;font-family:var(--display);font-size:.85rem;font-weight:700;color:#5A4A12;margin:0 0 .5rem}
.form-card h2{font-size:clamp(1.35rem,2.2vw,1.65rem);color:#1B2226;margin:0 0 .45rem;font-stretch:90%}
.form-card-head p:last-child{margin:0;font-size:.95rem;color:#4A5358;line-height:1.55}
.form-card-body{padding:1.3rem 1.6rem .6rem;min-height:340px}
.form-loading{margin:0;padding:3rem 0;text-align:center;font-family:var(--display);color:#6B777C;font-size:.95rem}
.form-disclaimer{margin:0;padding:1rem 1.6rem 1.3rem;font-size:.78rem;line-height:1.55;color:#6B777C;border-top:1px solid #E6E9E7}
.form-disclaimer a{color:#2F6485}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;grid-template-areas:"text" "form" "art"}
  .hero-art{max-width:440px;margin:0 auto}
}

/* hero v3: tidy form card, no overlap */
.site-header{z-index:1000}
.hero h1{font-size:clamp(2rem,4vw,3rem)}
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,440px);grid-template-areas:"text form";gap:3rem;align-items:start}
.hero-text{position:static;padding-top:.5rem}
.hero-art{max-width:460px;margin-top:2rem}
.form-card{isolation:isolate;position:relative;z-index:1;background:#fff;border-radius:16px;border-top:5px solid #F2C230;box-shadow:0 20px 50px -18px rgba(0,0,0,.6)}
.form-card::before{display:none}
.form-card-head{background:none;padding:1.3rem 1.4rem .4rem;display:flex;flex-direction:column;align-items:flex-start;gap:.45rem}
.form-amount{font-family:var(--display);font-weight:800;font-size:.85rem;background:#1E2A2F;color:#F2C230;border-radius:999px;padding:.25rem .7rem}
.form-card h2{font-size:1.35rem;margin:0}
.form-card-body{padding:.4rem 1.4rem .4rem;min-height:0}
.form-loading{padding:2rem 0}
.form-disclaimer{padding:.8rem 1.4rem 1rem;font-size:.72rem;line-height:1.5;background:#F6F7F4;border-top:1px solid #E6E9E7}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;grid-template-areas:"text" "form"}
  .hero-text{position:static}
  .hero-art{display:none}
  .form-card{max-width:520px;width:100%;margin:0 auto}
}

/* hero v4: filled art panel */
.hero-grid{align-items:stretch}
.hero-text{display:flex;flex-direction:column}
.hero-art{flex:1;display:flex;flex-direction:column;justify-content:space-between;max-width:none;margin-top:2.2rem;background:linear-gradient(160deg,#2B3A40 0%,#243238 100%);border:1px solid #33434A;border-radius:18px;padding:1.6rem 1.6rem 0;overflow:hidden}
.hero-art > svg{width:100%;max-width:560px;margin:auto;padding:.5rem 0 1.2rem}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);margin:0 -1.6rem;border-top:1px solid #3A4B52}
.hero-stats div{padding:1rem 1.1rem;border-right:1px solid #3A4B52}
.hero-stats div:last-child{border-right:none}
.hero-stats dt{font-family:var(--display);font-size:.78rem;color:#9FB0B5}
.hero-stats dd{margin:.15rem 0 0;font-family:var(--display);font-weight:800;font-stretch:90%;font-size:1.1rem;color:#fff}
.hero-stats div:nth-child(2) dd{color:var(--line)}
@media (max-width:1100px){.hero-stats{grid-template-columns:1fr 1fr}.hero-stats div:nth-child(2){border-right:none}.hero-stats div:nth-child(-n+2){border-bottom:1px solid #3A4B52}}
@media (max-width:900px){.hero-art{display:none}}

/* hero v5: polish */
.hero{background:
  radial-gradient(ellipse 55% 60% at 80% 35%, rgba(242,194,48,.13), transparent 70%),
  radial-gradient(ellipse 50% 50% at 10% 90%, rgba(47,100,133,.28), transparent 70%),
  var(--asphalt)}
.hero h1{font-size:clamp(2.4rem,4.8vw,3.7rem);font-stretch:74%;font-weight:800;line-height:1.02;letter-spacing:-.015em;margin-bottom:1.1rem;text-wrap:balance}
.hero .lede{max-width:46ch;font-size:1.15rem}
.hero-grid{gap:3.5rem}
.hero-art{background:linear-gradient(160deg,rgba(255,255,255,.06),rgba(255,255,255,.02));border-color:rgba(255,255,255,.08);backdrop-filter:blur(2px)}
.hero-art path[stroke-dasharray]{animation:roadflow 1.6s linear infinite}
@keyframes roadflow{to{stroke-dashoffset:-26}}
@media (prefers-reduced-motion:reduce){.hero-art path[stroke-dasharray]{animation:none}}
.form-card{border-top:0;border-radius:20px;box-shadow:0 30px 70px -25px rgba(0,0,0,.7),0 0 0 1px rgba(255,255,255,.08)}
.form-card-head{background:#1B2226;color:#fff;padding:1.3rem 1.5rem 1.2rem;gap:.35rem;position:relative}
.form-card-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:repeating-linear-gradient(90deg,#F2C230 0 30px,transparent 30px 44px)}
.form-kicker{display:inline-flex;align-items:center;gap:.4rem;margin:0;font-family:var(--display);font-size:.8rem;font-weight:600;color:#9FB0B5}
.form-card h2{color:#fff;margin:0;display:flex;flex-direction:column;gap:.15rem}
.form-amt{font-size:clamp(1.9rem,3vw,2.3rem);font-weight:800;font-stretch:78%;color:#F2C230;line-height:1.05;letter-spacing:-.01em}
.form-sub{font-size:.98rem;font-weight:500;font-stretch:100%;color:#DCE3E5}
.form-amount{display:none}
.form-card-body{padding-top:1rem}
.hero .form-card{display:flex;flex-direction:column}
.hero .form-card-body{flex:1}

/* nav contrast */
.site-header{background:rgba(15,21,24,.92);-webkit-backdrop-filter:saturate(150%) blur(12px);backdrop-filter:saturate(150%) blur(12px);border-bottom:1px solid rgba(255,255,255,.09);transition:box-shadow .2s}
.site-header.scrolled{box-shadow:0 10px 30px -12px rgba(0,0,0,.65)}
.nav a{position:relative;padding:.3rem 0}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--line);transform:scaleX(0);transform-origin:left;transition:transform .2s}
.nav a:hover::after{transform:scaleX(1)}
@media (max-width:900px){.nav{background:rgba(15,21,24,.98);border-bottom:1px solid rgba(255,255,255,.09)}.nav a::after{display:none}}

/* ===== article pages ===== */
.page-meta{font-family:var(--display);font-size:.88rem;color:#9FB0B5;margin:.4rem 0 0}
.page-meta a{color:#DCE3E5}
.article{max-width:72ch}
.article h2{scroll-margin-top:90px}
.summary{background:var(--steel-soft);border-left:4px solid var(--steel);padding:1rem 1.2rem;border-radius:0 10px 10px 0}
.steps-list{list-style:none;counter-reset:st;padding:0;margin:1.5rem 0}
.steps-list li{counter-increment:st;position:relative;padding:0 0 1.2rem 3.2rem;border-left:2px solid var(--rule);margin-left:1rem}
.steps-list li:last-child{border-left-color:transparent}
.steps-list li::before{content:counter(st);position:absolute;left:-1.05rem;top:-.1rem;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--line);color:#1B2226;display:grid;place-items:center;font-family:var(--display);font-weight:800}
.steps-list h3{margin:0 0 .3rem}
.steps-list p{margin:0;color:var(--muted)}
.article-fig{margin:2rem 0;border-radius:14px;overflow:hidden;aspect-ratio:15/8;background:var(--rule)}
.article-fig img{width:100%;height:100%;object-fit:cover;display:block}
.article-map{margin:1.5rem 0}
.state-cols{display:grid;grid-template-columns:2fr 1fr;gap:1.5rem;font-size:.95rem}
@media (max-width:640px){.state-cols{grid-template-columns:1fr}}
.fee-table td:nth-child(2){font-family:var(--display);font-weight:700;white-space:nowrap}
.verdict{display:grid;grid-template-columns:auto 1fr;gap:1.5rem;align-items:start;background:var(--surface);border:1px solid var(--rule);border-radius:16px;padding:1.5rem;margin-bottom:1rem}
.verdict-score{width:96px;height:96px;border-radius:50%;background:var(--asphalt);color:var(--line);display:flex;flex-direction:column;align-items:center;justify-content:center;font-family:var(--display)}
.verdict-score span{font-size:2.6rem;font-weight:800;line-height:1}
.verdict-score small{font-size:.7rem;color:#9FB0B5}
@media (max-width:560px){.verdict{grid-template-columns:1fr}}
.cta-wrap{padding-bottom:3.5rem}
.loan-cta{display:grid;grid-template-columns:1fr auto;gap:.8rem 2rem;align-items:center;background:var(--asphalt);color:#fff;border-radius:18px;padding:1.8rem 2rem;position:relative;overflow:hidden}
.loan-cta::before{content:"";position:absolute;inset:auto 0 0 0;height:5px;background:repeating-linear-gradient(90deg,#F2C230 0 30px,transparent 30px 44px)}
.loan-cta h2{color:#fff;margin:0 0 .4rem;font-size:1.5rem}
.loan-cta p{margin:0;color:#C9D3D6}
.loan-cta-kicker{font-family:var(--display);font-size:.85rem;font-weight:700;color:var(--line)!important;margin-bottom:.3rem!important}
.loan-cta-note{grid-column:1/-1;font-size:.78rem;color:#9FB0B5!important}
@media (max-width:700px){.loan-cta{grid-template-columns:1fr}}
.related{padding:3.5rem 0}
.related h2{font-size:1.5rem}
.inline-form{max-width:480px;margin:2rem 0;display:flex;flex-direction:column}
.inline-form .form-card-body{min-height:300px}
.page-body details{border-bottom:1px solid var(--rule);padding:1rem 0}
.page-hero .page-meta{font-size:.9rem;color:#9FB0B5;max-width:none}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:3.5rem;align-items:start}
.article-side{position:relative;height:100%}
.side-sticky{position:sticky;top:92px;display:flex;flex-direction:column;gap:1.2rem}
.side-toc{border-left:2px solid var(--rule);padding-left:1rem}
.side-title{font-family:var(--display);font-weight:700;font-size:.9rem;margin:0 0 .5rem;color:var(--muted)}
.side-toc ol{list-style:none;margin:0;padding:0;font-family:var(--display);font-size:.9rem}
.side-toc li{margin-bottom:.45rem}
.side-toc a{color:var(--ink);text-decoration:none}
.side-toc a:hover{color:var(--steel)}
.side-cta{background:var(--asphalt);color:#fff;border-radius:14px;padding:1.2rem;border-bottom:5px solid var(--line)}
.side-cta p{margin:0 0 .6rem;font-size:.92rem;color:#C9D3D6}
.side-cta .side-cta-amt{font-family:var(--display);font-weight:800;font-stretch:80%;font-size:1.6rem;color:var(--line);margin-bottom:.2rem}
.side-cta .btn{display:block;text-align:center}
.side-cta .side-note{font-size:.75rem;color:#9FB0B5;margin:.6rem 0 0}
@media (max-width:980px){.article-grid{grid-template-columns:1fr}.article-side{display:none}}
.article-grid{grid-template-columns:minmax(0,760px) 280px;justify-content:space-between}
.article-grid .prose{max-width:none}

.cta-band small a{color:#1B2226}

/* ===== inner pages v2 ===== */
.ihero{position:relative;color:#fff;padding:3rem 0 0;overflow:hidden;background:
  radial-gradient(ellipse 50% 60% at 85% 30%, rgba(242,194,48,.12), transparent 70%),
  radial-gradient(ellipse 45% 55% at 5% 95%, rgba(47,100,133,.3), transparent 70%),
  var(--asphalt)}
.ihero-grid{display:grid;grid-template-columns:1fr;gap:2.5rem;align-items:center;padding-bottom:3rem}
.ihero.has-media .ihero-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr)}
.ihero .crumbs{display:flex;gap:.5rem;font-family:var(--display);font-size:.85rem;color:#9FB0B5;margin-bottom:1.1rem}
.ihero .crumbs a{color:#DCE3E5;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.25)}
.ihero h1{font-size:clamp(2.2rem,4.6vw,3.5rem);font-stretch:76%;font-weight:800;line-height:1.03;letter-spacing:-.015em;text-wrap:balance;margin-bottom:1rem}
.ihero-lede{font-size:1.15rem;color:#D3DBDD;max-width:50ch;margin:0 0 1.3rem}
.ihero-chips{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem;padding:0;margin:0 0 1.3rem}
.ihero-chips li{font-family:var(--display);font-size:.88rem;font-weight:600;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:999px;padding:.35rem .8rem;color:#E7ECEA}
.ihero-chips li strong{color:var(--line)}
.ihero .page-meta{font-size:.85rem;color:#9FB0B5;margin:0}
.ihero .page-meta a{color:#DCE3E5}
.ihero-media{position:relative;margin:0 0 1.5rem;border-radius:20px;overflow:visible}
.ihero-media img{display:block;width:100%;height:auto;aspect-ratio:5/4;object-fit:cover;border-radius:20px;box-shadow:0 30px 60px -25px rgba(0,0,0,.7)}
.float-card{position:absolute;left:-1.5rem;bottom:-1.5rem;background:#fff;color:#1B2226;border-radius:14px;padding:1rem 1.2rem;box-shadow:0 20px 40px -15px rgba(0,0,0,.55);font-family:var(--display);max-width:280px;border-top:4px solid var(--line)}
.float-card .fc-label{font-size:.78rem;font-weight:600;color:#56636A;margin:0}
.float-card .fc-value{font-size:1.6rem;font-weight:800;font-stretch:80%;margin:.1rem 0 .2rem;line-height:1.05}
.float-card .fc-note{font-size:.8rem;color:#56636A;margin:0;font-family:var(--body)}
.float-card .fc-row{display:flex;align-items:center;gap:.7rem}
.ihero-art{max-width:460px;justify-self:end;width:100%}
.ihero .road{display:block;width:100%;height:auto}
@media (max-width:900px){
  .ihero.has-media .ihero-grid{grid-template-columns:1fr}
  .ihero-media{margin:0 .5rem 2rem 1.5rem}
  .float-card{left:-1rem;bottom:-1.2rem;max-width:230px}
  .ihero-art{justify-self:start;max-width:340px}
}

/* figures */
.figure-card{margin:2rem 0;background:var(--surface);border:1px solid var(--rule);border-radius:16px;overflow:hidden}
.figure-svg{padding:1.4rem 1.4rem .6rem;overflow-x:auto}
.figure-svg svg{display:block;width:100%;height:auto;min-width:520px}
.figure-card.narrow .figure-svg svg{min-width:0}
.figure-card figcaption{font-size:.88rem;color:var(--muted);padding:.8rem 1.4rem 1rem;border-top:1px solid var(--rule);background:var(--paper)}
.svg-t{font-family:Archivo,Arial,sans-serif;fill:var(--ink)}
.svg-m{font-family:Archivo,Arial,sans-serif;fill:var(--muted)}

/* feature photo blocks */
.feature{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:center;margin:2.2rem 0;background:var(--surface);border:1px solid var(--rule);border-radius:18px;overflow:hidden}
.feature.rev .feature-img{order:2}
.feature-img{height:100%}
.feature-img img{display:block;width:100%;height:100%;min-height:260px;object-fit:cover}
.feature-body{padding:1.5rem 1.6rem 1.5rem .2rem}
.feature.rev .feature-body{padding:1.5rem .2rem 1.5rem 1.6rem}
.feature-body h3{font-size:1.25rem;margin-bottom:.5rem}
.feature-body p{font-size:.98rem}
.feature-body p:last-child{margin-bottom:0}
@media (max-width:700px){.feature{grid-template-columns:1fr}.feature.rev .feature-img{order:0}.feature-body,.feature.rev .feature-body{padding:0 1.3rem 1.4rem}.feature-img img{min-height:200px;max-height:260px}}

/* journey cards */
.journey{list-style:none;padding:0;margin:1.8rem 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;counter-reset:j}
.journey li{counter-increment:j;position:relative;background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:1.2rem 1.2rem 1.1rem}
.journey li::before{content:counter(j);position:absolute;top:1rem;right:1rem;font-family:var(--display);font-weight:800;font-size:.85rem;width:1.8rem;height:1.8rem;border-radius:50%;display:grid;place-items:center;background:var(--line);color:#1B2226}
.journey .j-icon{width:46px;height:46px;border-radius:12px;background:var(--steel-soft);display:grid;place-items:center;color:var(--steel);margin-bottom:.8rem}
.journey h3{font-size:1.05rem;margin:0 0 .35rem}
.journey p{font-size:.93rem;color:var(--muted);margin:0;line-height:1.55}
@media (max-width:760px){.journey{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.journey{grid-template-columns:1fr}}

/* vehicle tiles */
.vehicles{display:grid;grid-template-columns:repeat(4,1fr);gap:.9rem;margin:1.5rem 0}
.vehicle{background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:1rem .8rem .9rem;text-align:center;position:relative}
.vehicle svg{width:100%;max-width:120px;height:auto;color:var(--steel)}
.vehicle p{margin:.4rem 0 0;font-family:var(--display);font-weight:700;font-size:.95rem}
.vehicle small{display:block;font-family:var(--display);font-size:.78rem;color:var(--muted)}
.vehicle .tag{position:absolute;top:.6rem;right:.6rem;width:1.5rem;height:1.5rem;border-radius:50%;display:grid;place-items:center;font-size:.8rem;font-weight:800;color:#fff;background:var(--ok)}
.vehicle.ask{background:var(--paper)}
.vehicle.ask svg{color:var(--muted)}
.vehicle.ask .tag{background:#C9892A}
@media (max-width:640px){.vehicles{grid-template-columns:1fr 1fr}}

/* stat row */
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.6rem 0}
.stat{background:var(--asphalt);color:#fff;border-radius:14px;padding:1.1rem 1.2rem}
.stat b{display:block;font-family:var(--display);font-weight:800;font-stretch:80%;font-size:1.7rem;color:var(--line);line-height:1.1}
.stat span{font-size:.88rem;color:#C9D3D6}
@media (max-width:640px){.stat-row{grid-template-columns:1fr}}

/* option cards (alternatives) */
.options{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1.5rem 0}
.option{background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:1.2rem 1.3rem;border-top:4px solid var(--steel)}
.option.opt-warn{border-top-color:var(--risk)}
.option.best{border-top-color:var(--ok)}
.option h3{font-size:1.08rem;margin:0 0 .3rem}
.option .meta{font-family:var(--display);font-size:.82rem;color:var(--muted);margin:0 0 .5rem}
.option p{font-size:.94rem;margin:0}
@media (max-width:640px){.options{grid-template-columns:1fr}}

/* faq tools */
.faq-tools{display:flex;flex-direction:column;gap:.9rem;margin:0 0 1.5rem}
.faq-search{width:100%;font:inherit;font-size:1rem;padding:.85rem 1rem .85rem 2.8rem;border:1px solid var(--rule);border-radius:12px;background:var(--surface) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%2356636A' stroke-width='2.2' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='M20 20l-4-4'/%3E%3C/svg%3E") no-repeat 1rem center;color:var(--ink)}
.faq-cats{display:flex;flex-wrap:wrap;gap:.5rem}
.faq-cats button{font-family:var(--display);font-weight:600;font-size:.88rem;border:1px solid var(--rule);background:var(--surface);color:var(--ink);border-radius:999px;padding:.4rem .9rem;cursor:pointer}
.faq-cats button[aria-pressed="true"]{background:var(--asphalt);color:#fff;border-color:var(--asphalt)}
.faq-group h2{font-size:1.3rem;margin:2rem 0 .3rem}
.faq-empty{display:none;color:var(--muted);font-style:italic}
.photo-credit{font-size:.8rem;color:var(--muted);margin-top:2.5rem}
.figure-card.narrow .figure-svg svg{max-width:560px;margin:0 auto}
.brand svg{flex:none}
@media (max-width:420px){.apply-btn{font-size:.84rem;padding:.5rem .65rem}.brand{font-size:.95rem}}
@media (max-width:420px){.site-header .wrap{padding-left:1rem;padding-right:1rem;gap:.4rem}.header-actions{gap:.4rem}}

/* vehicles v2 */
.veh-block{margin:1.6rem 0;background:var(--surface);border:1px solid var(--rule);border-radius:18px;padding:1.3rem 1.3rem 1.4rem}
.veh-head{font-family:var(--display);font-weight:700;font-size:.9rem;margin:0 0 .8rem;display:flex;align-items:center;gap:.5rem}
.veh-head::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--ok)}
.veh-head.ask{margin-top:1.4rem}
.veh-head.ask::before{background:#D39A2E}
.veh-block .vehicles{margin:0;gap:.8rem}
.veh-block .vehicle{--veh-win:#DCEBF4;--veh-line:rgba(0,0,0,.18);--veh-bg:var(--paper);background:var(--paper);border:1px solid var(--rule);border-radius:14px;padding:1rem .7rem .9rem;display:flex;flex-direction:column;align-items:center;text-align:center;transition:border-color .15s,transform .15s}
.veh-block .vehicle:hover{border-color:var(--steel);transform:translateY(-2px)}
.veh-art{width:100%;max-width:150px;color:var(--steel);margin-bottom:.35rem}
.veh-art svg{display:block;width:100%;height:auto}
.veh-block .vehicle.ask .veh-art{color:#9AA7AD}
.veh-block .vehicle.ask{--veh-win:#EEF1EF}
.veh-block .vehicle p{margin:.2rem 0 .1rem;font-family:var(--display);font-weight:800;font-size:1rem}
.veh-block .vehicle small{font-family:var(--display);font-size:.78rem;color:var(--muted);min-height:2.3em}
.veh-pill{display:inline-flex;align-items:center;gap:.3rem;margin-top:.6rem;font-family:var(--display);font-size:.75rem;font-weight:700;border-radius:999px;padding:.22rem .6rem}
.veh-pill.ok{background:var(--ok-soft);color:var(--ok)}
.veh-pill.ask{background:#FBEFD6;color:#9A6512}
.vehicle .tag{display:none}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .veh-block .vehicle{--veh-win:#2B4556;--veh-line:rgba(255,255,255,.14)}:root:not([data-theme="light"]) .veh-block .vehicle.ask{--veh-win:#34423F}:root:not([data-theme="light"]) .veh-pill.ask{background:#3A2F18;color:#E5B25A}}
:root[data-theme="dark"] .veh-block .vehicle{--veh-win:#2B4556;--veh-line:rgba(255,255,255,.14)}
.veh-block .vehicle{--veh-tire:#1B2226}
.veh-block .veh-pill svg{width:12px;height:12px;max-width:none;flex:none}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .veh-block .vehicle{--veh-tire:#46545A}}
:root[data-theme="dark"] .veh-block .vehicle{--veh-tire:#46545A}
.veh-block .vehicle small{margin-bottom:.7rem}.veh-block .veh-pill{margin-top:auto}

/* ===== company pages ===== */
.glance-cards{display:grid;grid-template-columns:1fr 1fr;gap:.9rem;margin:0 0 2rem}
.gc{display:flex;gap:.8rem;align-items:flex-start;background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:1rem 1.1rem}
.gc-ico{flex:none;margin-top:.15rem}
.gc h3{font-size:1rem;margin:0 0 .2rem}
.gc p{margin:0;font-size:.92rem;color:var(--muted);line-height:1.5}
@media (max-width:600px){.glance-cards{grid-template-columns:1fr}}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1rem 0}
@media (max-width:600px){.two-col{grid-template-columns:1fr}}
a.link-card{display:block;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
a.link-card:hover{border-color:var(--steel);transform:translateY(-2px)}
a.link-card h3{color:var(--steel)}
.route-cards{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1rem 0 2rem}
.route{background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:1.2rem 1.3rem;display:flex;flex-direction:column}
.route.us{border-color:var(--steel);box-shadow:inset 0 3px 0 var(--line)}
.route h3{font-size:1.05rem;margin:.5rem 0 .3rem}
.route p{font-size:.93rem;color:var(--muted);margin:0 0 .8rem}
.route a{margin-top:auto;font-family:var(--display);font-weight:700;font-size:.92rem}
.route-tag{align-self:flex-start;font-family:var(--display);font-size:.72rem;font-weight:800;border-radius:999px;padding:.2rem .6rem;background:var(--line);color:#1B2226}
.route-tag.other{background:var(--paper);color:var(--muted);border:1px solid var(--rule)}
@media (max-width:600px){.route-cards{grid-template-columns:1fr}}
.mail-form{background:var(--surface);border:1px solid var(--rule);border-radius:16px;padding:1.4rem;display:flex;flex-direction:column;gap:1rem;margin:1rem 0 2rem}
.mail-form label{display:flex;flex-direction:column;gap:.35rem;font-family:var(--display);font-weight:700;font-size:.9rem}
.mail-form .opt{font-weight:500;color:var(--muted)}
.mail-form input,.mail-form select,.mail-form textarea{font:inherit;font-family:var(--body);font-weight:400;font-size:1rem;padding:.7rem .8rem;border:1px solid var(--rule);border-radius:10px;background:var(--paper);color:var(--ink)}
.mail-form textarea{resize:vertical}
.mf-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:600px){.mf-row{grid-template-columns:1fr}}
.mf-foot{display:flex;flex-wrap:wrap;align-items:center;gap:1rem;font-size:.92rem;color:var(--muted)}
.mf-foot .btn{border:0;cursor:pointer;font-size:1rem}
.mf-note{margin:0;font-size:.9rem;color:var(--ok)}
.ihero-art svg{display:block;width:100%;height:auto}
.article-grid.no-side{grid-template-columns:minmax(0,820px)}
.mail-form input,.mail-form select{min-height:3rem}
.table-scroll + p{margin-top:1rem}
@media (max-width:980px){.article-grid,.article-grid.no-side{grid-template-columns:minmax(0,1fr)}.article-side{display:none}}
.field-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.4rem;font-family:var(--display);font-weight:600}
.field-head label{margin:0}
.field-head output{color:var(--line)}

@media (max-width:374px){.brand{gap:.35rem}.brand svg{width:24px;height:24px}.brand-text{font-size:.82rem}.apply-btn{padding:.45rem .5rem;font-size:.78rem}.menu-btn{padding:.35rem .45rem;font-size:.8rem}.site-header .wrap{padding-left:.75rem;padding-right:.75rem}}
.brand{min-width:0}.brand-text{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;min-width:0}.header-actions{flex:none}
.gc .gc-title{font-family:var(--display);font-weight:700;font-size:1rem;color:var(--ink);margin:0 0 .2rem;line-height:1.3}
footer .legal a{text-decoration:underline;text-underline-offset:2px}
.form-disclaimer{color:#56636A}
.veh-pill.ok{color:#256B42}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .veh-pill.ok{color:var(--ok)}}
.veh-pill.ask{color:#7E5010}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .veh-pill.ask{color:#E5B25A}}

/* ===== footer v2 ===== */
.site-footer{background:#141C1F;color:#AFBDC1;padding:3.5rem 0 1.8rem;font-size:.92rem;border-top:4px solid #F2C230}
.site-footer .fcols{display:grid;grid-template-columns:1.35fr 1fr 1.1fr 1fr;gap:2.5rem}
.site-footer h2{font-family:var(--display);font-size:.95rem;font-weight:700;color:#fff;margin:0 0 1rem;letter-spacing:0}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
.site-footer .fcol a{font-family:var(--display);font-size:.92rem;color:#C9D3D6;text-decoration:none;line-height:1.35}
.site-footer .fcol a:hover{color:#F2C230}
.fbrand-name{display:inline-flex;align-items:center;gap:.6rem;color:#fff;text-decoration:none;font-family:var(--display);font-weight:800;font-size:1.05rem}
.fbrand p{margin:.9rem 0 1.2rem;max-width:32ch;line-height:1.6;color:#AFBDC1}
.fcta{display:inline-block;background:#F2C230;color:#1B2226;font-family:var(--display);font-weight:700;font-size:.9rem;text-decoration:none;padding:.6rem 1rem;border-radius:8px}
.fcta:hover{background:#FFD65A}
.flegal{border-top:1px solid #2B3A40;margin-top:2.8rem;padding-top:1.5rem}
.flegal p{font-size:.82rem;line-height:1.65;color:#8C9BA0;margin:0 0 1.2rem;max-width:none}
.flegal a{color:#C9D3D6;text-decoration:underline;text-underline-offset:2px}
.fbottom{display:flex;justify-content:space-between;gap:1rem;font-family:var(--display);font-size:.82rem;color:#8C9BA0}
.fbottom a{color:#C9D3D6}
@media (max-width:980px){.site-footer .fcols{grid-template-columns:1fr 1fr}.fbrand{grid-column:1/-1}}
@media (max-width:480px){.site-footer .fcols{grid-template-columns:1fr;gap:2rem}}
.site-footer li{margin:0}
@media (max-width:480px){.site-footer .fcols{grid-template-columns:1fr 1fr;gap:2rem 1.2rem}.site-footer .fcol a{font-size:.88rem}}